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Waseem Kiran
Waseem Kiran

J-CLicks: The Ultimate Finance App for Android Users


J-Clicks APK: A Mobile App for JCL Credit Leasing Customers




If you are a customer of JCL Credit Leasing Sdn Bhd, a trusted and preferred credit company in Malaysia, you might be interested in downloading and using their mobile app called J-Clicks APK. This app is designed to provide you with a convenient and easy way to manage your finances, apply for loans, make payments, and communicate with JCL staff. In this article, we will tell you everything you need to know about J-Clicks APK, including what it is, why you should use it, how to use it, and some frequently asked questions.




j-clicks apk



What is J-Clicks APK?




A brief introduction to the app and its features




J-Clicks APK is a digital platform that connects JCL customers with their core system. It allows you to access various features and functions that are required by customers, such as:


  • Digital application, submission and signature for loans



  • Real time payment methods using the payment gateway channel



  • Viewing loan account details and history



  • Applying for personal loan and top up loan



  • Registering for E-Mandate or Auto debit



  • Accessing dealer website that are tied up with JCL



  • Communicating using Whatsapp chat box for any queries related to loan account



  • Receiving notifications



The app is user-friendly, secure, and fast. It is compatible with Android devices running on version 8.1 or higher.


How to download and install the app on Android devices




To download and install J-Clicks APK on your Android device, you can follow these simple steps:


  • Go to [J-Clicks APK (Android App) - Free Download - APKCombo](^1^) or [Download J-Clicks APK - Latest Version 2023 - APKCombo](^2^) on your browser.



  • Tap on Download APK or Install APK button.



  • Wait for the download to finish.



  • Tap on J-Clicks.apk file on your device.



  • Tap on Install.



  • Follow the steps on screen.



  • Launch the app and enjoy.



Why Use J-Clicks APK?




The benefits of using the app for JCL customers




There are many benefits of using J-Clicks APK for JCL customers, such as:


  • Convenience: You can access your loan account anytime and anywhere using your mobile device. You can also make payments, apply for loans, and communicate with JCL staff without visiting their branches or calling their hotline.



  • Efficiency: You can save time and money by using the app. You can avoid long queues, paperwork, and travel expenses. You can also get faster approval and disbursement of your loans.



  • Transparency: You can view your loan account details and history, including your balance, due date, interest rate, payment history, and loan status. You can also check your eligibility and credit limit for personal loan and top up loan.



  • Flexibility: You can choose from various payment methods, such as online banking, debit card, credit card, e-wallet, or cash deposit machine. You can also choose from various loan products, such as personal loan, top up loan, or hire purchase.



  • Reward: You can earn points and redeem rewards by using the app. You can also enjoy exclusive offers and promotions from JCL and their partners.



The security and privacy of the app




You might be wondering if J-Clicks APK is safe and secure to use. The answer is yes. J-Clicks APK uses advanced encryption technology to protect your data and transactions. It also complies with the Personal Data Protection Act 2010 (PDPA) and the Credit Reporting Agencies Act 2010 (CRAA) to safeguard your privacy and credit information. You can rest assured that your personal and financial information is in good hands.


How to Use J-Clicks APK?




How to register and log in to the app




To use J-Clicks APK, you need to register and log in to the app first. Here is how you can do it:


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  • Launch the app on your device.



  • Tap on Register button.



  • Enter your mobile number and tap on Send OTP button.



  • Enter the OTP that you received via SMS and tap on Verify button.



  • Create a password and tap on Submit button.



  • Enter your email address and tap on Submit button.



  • You have successfully registered to the app.



  • To log in to the app, enter your mobile number and password and tap on Login button.



How to view loan account details and make payments




To view your loan account details and make payments using J-Clicks APK, you can follow these steps:


  • Log in to the app using your mobile number and password.



  • Tap on Loan Account button on the home screen.



  • You will see a list of your active loan accounts with JCL.



  • Tap on the loan account that you want to view or pay.



  • You will see the details of your loan account, such as balance, due date, interest rate, payment history, and loan status.



  • To make a payment, tap on Pay Now button at the bottom of the screen.



  • Select your preferred payment method from online banking, debit card, credit card, e-wallet, or cash deposit machine.



  • Enter the amount that you want to pay and tap on Proceed button.



  • Follow the instructions on screen to complete your payment.



  • You will receive a confirmation message and receipt after your payment is successful.



To apply for personal loan or top up loan using J-Clicks APK, you can follow these steps:


  • Log in to the app using your mobile number and password.



  • Tap on Apply Loan button on the home screen.



  • Select the type of loan that you want to apply, either personal loan or top up loan.



  • Enter the amount that you want to borrow and the tenure that you want to repay.



  • Tap on Check Eligibility button to see if you qualify for the loan.



  • If you are eligible, tap on Apply Now button to proceed with your application.



  • Fill in your personal details, such as name, IC number, address, income, and bank account.



  • Upload the required documents, such as IC, payslip, bank statement, and utility bill.



  • Review your application and tap on Submit button.



  • You will receive a notification and email about the status of your application within 24 hours.



  • If your application is approved, you will receive a digital agreement that you need to sign using your finger or stylus.



  • You will receive the loan amount in your bank account within 48 hours after signing the agreement.



How to register for E-Mandate or Auto debit




To register for E-Mandate or Auto debit using J-Clicks APK, you can follow these steps:


  • Log in to the app using your mobile number and password.



  • Tap on E-Mandate button on the home screen.



  • Select the loan account that you want to register for E-Mandate or Auto debit.



  • Select the bank account that you want to link with your loan account.



  • Enter the amount that you want to pay monthly and the date that you want to pay.



  • Tap on Register button to confirm your registration.



  • You will receive a confirmation message and email after your registration is successful.



  • Your monthly payment will be deducted automatically from your bank account on the selected date.



To access dealer website and communicate with JCL staff using J-Clicks APK, you can follow these steps:


  • Log in to the app using your mobile number and password.



  • Tap on Dealer Website button on the home screen.



  • You will see a list of dealer websites that are tied up with JCL.



  • Select the dealer website that you want to visit.



  • You will be redirected to the dealer website where you can browse their products and services.



  • To communicate with JCL staff, tap on Whatsapp Chat button on the home screen.



  • You will see a list of JCL staff that are available to chat with you.



  • Select the JCL staff that you want to chat with.



  • You will be redirected to Whatsapp where you can send and receive messages with the JCL staff.



You can ask any q


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